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Before joining the staff of Forbes in July of 2011, I was happily self-employed for 23 years. For much of this time my husband and I ran two mostly unrelated home-based businesses. He worked in his office in the front of the house, while I was in mine across the hall. Our office doors were usually closed and we knocked before interrupting each other. Until our son was old enough to go to school, we had a full-time babysitter to take care of him downstairs while we worked upstairs. Our only break during the workday was to eat lunch with our child.

Upon observing our traffic patterns, our house painter once said, “It’s like you’re in an office!“ Others remarked about our discipline. We didn’t have a choice. If we didn’t produce, we didn’t get paid, and we needed that money to live on. So for all the flexibility about setting our own hours and balancing work and family, we didn’t vary much from the routine. If we took time off to see the class play or take our son to the pediatrician, we made up for it in the evening or on weekends. Come to think of it, we worked a lot of evenings and weekends anyway.

read more http://www.forbes.com/sites/deborahljacobs/2011/12/14/how-to-make-money-without-a-job/